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What Financial Literacy Means in 2022

chart on computer

April is Financial Literacy Month, but many of us may feel like we already got schooled in this pandemic economy (!) Here’s a roundup of our favorite “pointers” to share with your banking clients  ̶  or fellow business owners  ̶  as they save, invest and grow a business.

Money Smart for Small Business

NEW! Money Smart for Small Business is a toolkit containing an instructor-led curriculum that provides an introduction to small business management topics. 13 modules are available in English and Spanish.

Top Tips for a Successful SBA Loan Application

Whether you’re a “big name” or an up-and-comer, there are a couple of common reasons why loan applications can run into speed bumps. The business owner may…

Tips for a Successful Loan App


Business Loan Checklist

Here is a sample checklist of what you may need to apply for a SBA 504, SBA 7(a) or other commercial loan. Potential lenders may use this information (or other checklists) to decide whether to lend to you -– and how much.


Top 3 Misconceptions About SBA Loans

Here are the top 3 misconceptions that Seedcopa encounters as we work with lenders to “concierge” small businesses through the loan process.

Should Your Business Buy or Lease Its Building?

A business owner has been leasing a building for years, and now the property owner wants to sell it. Suddenly there’s a decision to make. Should you buy the building or move? Before the words “I can’t afford it” run through your mind, consider this…


Why Now is the Time to Refinance Real Estate

Ever since new enhancements for debt refinancing went into effect in August, we’ve been touting the benefits. But how does it play out in real life?

Creative Kids of Downingtown


Seedcopa’s Top 3 Tips for Small Businesses (Plus Q&A!)

When a couple of news reporters recently asked us to explain ourselves “in a sentence or two,” it admittedly took a little more space than that.  Here are some key points we provided to them, which might be helpful to you too.

FAQs & Top 3 Tips for Businesses












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For almost forty years, Seedcopa + SeedcoDE has helped businesses get the money they need to start, grow and expand. We are proud that the loan programs we work with promote economic development.

Together with economic development partners throughout Pennsylvania and Delaware, we help to grow local businesses, create and retain jobs and stimulate local communities.

Our team has over 75 years of combined government lending experience and a dedication to excellent customer service. After our initial assessment of your project, our commitment is to get you approved and closed.

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