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Record Year for Seedcopa, Lenders and Borrowers

Seedcopa #1 SBA 504 Lender

Seedcopa is once again the #1 SBA 504 Lender in Eastern Pennsylvania. The U.S. Small Business Administration ranked Seedcopa #1, with projects totaling more than $92 million. Forty-two loans were approved totaling more than $37 million in fiscal year 2021.

Seedcopa was able to support even more borrowers this year with an increase of 53% over last year’s loan volume. Nationwide loan volume increased 41% for the flexible, low-interest SBA 504 loan program.

For loans spanning the Mid-Atlantic region,  Seedcopa worked with 46 borrowers, approving total loans of more than $43 million in fiscal year 2021, with total projects at $115 million.

“There’s no doubt that this has been a rollercoaster of a year for businesses large and small, and it has been extremely gratifying for Seedcopa and its bank partners to offer savings as well as stability with the lowest interest rates available from reputable, trusted lenders,” says Seedcopa Managing Director Sherwood Robbins. “Getting capital into the hands of our small business owners is always the priority.”

Over the past 20 years, Seedcopa has been the top SBA 504 lender numerous times, with this year’s loans spanning almost double the usual number of counties throughout the region including Allegheny, Berks, Bucks, Camden, Chester, Clearfield, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, New Castle, Northumberland and Philadelphia.

Seedcopa helps businesses attain the financing they need through SBA 504 loan projects to purchase, construct, renovate or expand on new or existing land, as well as to purchase machinery and equipment. SBA 504 is the Small Business Administration’s fixed-rate loan program for small- to mid-sized business owners, and such loans often act as a complement to conventional, commercial loans that Seedcopa facilitates through local banks and credit unions. A typical SBA 504 loan structure requires a contribution from the business owner of only 10%. A third-party lender, like a bank or credit union, contributes 50% of the project cost. The SBA-backed portion of the loan is 40%.

A complete listing of Seedcopa’s suite of loan programs and success stories can be found at

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For almost forty years, Seedcopa + SeedcoDE has helped businesses get the money they need to start, grow and expand. We are proud that the loan programs we work with promote economic development.

Together with economic development partners throughout Pennsylvania and Delaware, we help to grow local businesses, create and retain jobs and stimulate local communities.

Our team has over 75 years of combined government lending experience and a dedication to excellent customer service. After our initial assessment of your project, our commitment is to get you approved and closed.

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