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#1 SBA 504 Lender in Eastern Pennsylvania

For a fourth consecutive year, Seedcopa + SeedcoDE has been ranked as the #1 SBA 504 Lender in Eastern Pennsylvania by the U.S. Small Business Administration, attaining the most SBA 504 loans for small- to mid-sized businesses in the region.

According to the SBA Eastern PA District Office’s year-end loan volume reports:

  • Seedcopa supported 29 small business owners in fiscal year 2023 with SBA 504 loans
  • Loans spanned 13 counties: Berks, Bucks, Chester, Dauphin, Delaware, Lancaster, Lehigh, Luzerne, Montgomery, New Castle, Northampton, Philadelphia & York.
  • 34% of businesses assisted were women owned
  • 17 banks partnered with Seedcopa to make the loans possible
  • Total SBA 504 loan projects were $23,226,000

“In a year where interest rates have progressively increased, Seedcopa’s loan volume has remained impressive,” said Seedcopa Managing Director Sherwood Robbins. “This is a testament to the enduring value of the below-market, fixed-interest rates offered by the SBA 504 loan program to small and mid-sized businesses, ensuring that they can continue to buy, build and improve on commercial property, as well as purchase machinery and equipment.”

SBA 504 is the Small Business Administration’s fixed-rate loan program for small- to mid-sized business owners, and such loans often act as a complement to conventional, commercial loans that Seedcopa facilitates through local banks and credit unions. A typical SBA 504 loan structure requires a contribution from the business owner of only 10%. A third-party lender, like a bank or credit union, contributes 50% of the project cost. The SBA-backed portion of the loan is 40%.

For additional resources, check out Seedcopa’s complete list of recent loan fundings, as well as business success stories including a new counseling center, 16,000-foot gymnastics facility, and thriving taxidermy studio. You can also meet the Seedcopa borrower named “Small Business Person of the Year 2023” by the U.S. Small Business Administration.

A complete list of Seedcopa’s suite of loan programs and success stories can be found at

Seedcopa logo

For almost forty years, Seedcopa + SeedcoDE has helped businesses get the money they need to start, grow and expand. We are proud that the loan programs we work with promote economic development.

Together with economic development partners throughout Pennsylvania and Delaware, we help to grow local businesses, create and retain jobs and stimulate local communities.

Our team has over 75 years of combined government lending experience and a dedication to excellent customer service. After our initial assessment of your project, our commitment is to get you approved and closed.

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